Muhammad Ejaz
Muhammad Ejaz is the founding Chief Executive of Arif Habib Dolmen REIT Management Limited, Pakistan’s pioneering REIT Management company. He has been associated with Arif Habib Group since 2008 and sits on the board of several group companies. He has spear headed several group projects when these were at a critical stage during their execution.
Prior to joining Arif Habib Group, Ejaz has served at senior positions with both local and international banks. He was the Treasurer of Emirates NBD bank in Pakistan and served Faysal Bank Pakistan as Regional Head of Corporate Banking group. He also served Saudi-Pak Bank (now Silkbank) as Head of Corporate and Investment Banking. He also had short stints at Engro Chemical and American Express bank.
Ejaz did his graduation in Computer Science from FAST, ICS and did MBA in Banking and Finance from IBA, Karachi where he has also served as a visiting faculty member. He has also conducted programs at NIBAF–SBP and IBP. He is a Certified Director and also a Certified Financial Risk Manager.
He actively participates in the group’s CSR initiatives especially those which render services in the fields of health and education with emphasis on female literacy.
Faraz Arif
Faraz has been leading real estate advisory at Arif Habib Dolmen REIT Management (AHDRML) since 2012 as Research and Marketing Head; presently Executive Vice President. He has also served as marketing lead for internal and external advisory clients from preparing architectural and master planning briefs based on detailed research and understanding of the project, to marketing strategy and execution. Our real estate projects are screened and qualified by Faraz and his team prior to all engagements. He is responsible for providing research, advisory and strategic direction within the group and for leading clients working across Pakistan.
Before joining the Arif Habib Group, Faraz was with Ernst & Young looking after real estate advisory for Transaction Advisory Services. Faraz graduated with a BA Honors from Middlesex University, London, and a Masters from the University of Hertfordshire, de Havilland Business School, London.
Razi Haider
Razi has been the Chief Financial Officer and Company Secretary at Arif Habib Dolmen REIT Management Limited (AHDRML) since 2021. Before joining AHDRML, Razi was with Askari General Insurance Company Limited from 2015 to 2021 where he led the Company’s Finance Department. His expertise is in the field of Finance, Accounting, Audit, Planning, and Risk Assessment. Razi is a member of the Institute of Chartered Accountants of Pakistan. He completed his Articles from A.F. Ferguson & Co., Chartered Accountants (a member of PwC) in 2014 where he gained experience in diverse sectors serving clients spanning the Financial, Construction, Service industries, and NGOs.
Ahmar Halim Khan
Lt Col Ahmar Halim Khan (Retd) is Executive Vice President at Arif Habib Development & Engineering Consultants and is an executive member of the Pakistan Engineering Council & Institute of Engineers. Col Ahmar has extensive experience with military, public and private sector construction & engineering. Before joining AHDRML, Ahmar was with Bahria Town from 2018 to 2021 where he led the firm’s building & infrastructure as the General Manager. His expertise is in the field of civil engineering and infrastructure. Ahmar completed his B.Sc in Civil Engineering from the Military College of Engineering in Risalpur and has completed multiple courses & diplomas in the field of construction, project management & satellite image processing.
Umar Affan
Umar Affan Faruqi joined Arif Habib real state services and Development on March 2022 as V.P Head of sales. Umar Affan has done his MBA in Marketing from New Port university. Prior to Arif Habib, he has had 22 years of experience in sales of financial services, and real estate. This includes the time frame of 8 years in EMAAR Pakistan as manager sales and 13 years of banking where he served in Citi Bank, Union bank, MCB Bank, KASB funds, and KASB bank.
Arsal Khalid Siddiqui
Arsal joined Arif Habib Dolmen REIT Management Limited in February 2023 as Manager – Investments, REITs & Real Estate Advisory. Presently heading the department, he is responsible for financial analysis/modeling, valuations, and due diligence on real estate projects, along with advisory on transaction structuring and establishing REIT Schemes.
Before joining Arif Habib Group, Arsal started his career in November 2020 as an Investment Analyst at AKD Securities Limited in its Cross Asset Advisory Group focusing mainly on Private Equity and Venture Capital transactions, Reverse Mergers, and Privatization.
Arsal has completed his bachelor’s degree in accounting and finance from the Institute of Business Administration (IBA Karachi) and is currently pursuing the CFA Charter, having cleared Level 1 and Level 2.